Appetite · Wheelchair fleets
One program for a mixed fleet across every broker, health-plan and agency contract.
Coming after the ambulatory launch. Wheelchair exposure joins the program’s binding appetite in a later phase. Join the waitlist and we’ll tell you the day it opens.
Why other markets fail it
Few markets write wheelchair exposure; each contract sets different limits, forcing multiple policies and certificate holders; securement claims set the price.
How we rate it
Securement training and pre-trip check-in data are rating factors. Limits and certificates are mapped per contract on one policy. Vehicle adds endorsed in days.
What to collect
- Contract list with required limits per holder
- Loss runs
- Training records (securement, passenger assistance)
- Vehicle schedule flagging wheelchair units
- Telematics or camera data if available
What the client cares about
The ops manager wants a one-page comparison of total premium, limits by contract and the cost to add a van; the owner wants a market that will stay as he grows; the safety lead wants loss-control that treats drivers fairly. Bring all three.